Credit Advisory Services

Enhancing Your Business Growth

In today's business world, an unexpected turn of events can affest the business viability and financial outcome of a company. To enhance your business sustainability and success, it is important that your business is equipped with a robust set of tools to withstand unforeseen volatility in the marketplace.

At D&B, you can now better understand your business risks through identifications and management of credit risk within an enterprise-wide framework with our Credit Advisory services, which are backed by a team of dedicated advisora with in-depth industry knowledge. We undertake a thorough assessment of your company's financial situation and prescribe a set of corporate strategies to fit your current business dynamics.

As your reliable business solution partner, we minimize your uncertainity in corporate performance and increase production efficiency to gain its competitive edge. Be it plans to enhance your business groth or seeking potential investors, the various A to Z business mentoring programme walks you through to becoming a growing and successful enterprise.

Suite of Services

1.    INFINITY: In-depth Financing Facility

Raise and Manage Funds for Your Business

Having an optimal financial structure and a well-prepared business plan can increase your chances of getting or even appeal to potential investors. By understanding the expectations of various types of investors, you can better structure a deal that is worth considering. INFINITY develops business models that have elements of success through detailed financial analysis and reviewing of firm. Getting ready for next investors' evaluation is the key to successful funding.

Key Benefits

• Immediately identify and address cashflow and funding gaps
• Prevention of excessive level of borrowings
• Ability to undertake effective capital management practices
• Ensure funds are readily available to meet expansion or working capital requirements
• Improves company bottomline through more careful planning of financial resources
• Achieve a high level of readiness when presenting to investors and venture capitalists
• Understanding the investors' mindset can increase the chances of being invested
• Appreciate how your company is being valued by investors

 

2.    PREP: Pre-Ratings Enhancement Programme

Risk Detection, Planning and Improvement

Establishing a healthy company credit rating is vital when doing business with potential partners or even financial institutions as companies will want to assess your creditworthiness before making critical decision. PREP can assist you in identifying the areas for credit enhancement and classify the sources of risks inherent in business that can have adverse effects to your rating. In part of the programme, you also get to understand and apply the complex relationships between strategies and financial measures to benefit your credit standing.

Key Benefits

• Identify and address weaknesses or limitations in your firm's financial structure
• Proactive monitoring of credit standing on a regular basis
• Understanding the credit drivers that can complement the corporate strategies of your firm
• Improve stakeholder relations and success with improved or improving financial standing within a prescribed timeframe
• Channel resources that focus on performance
• Attain a more optimal risk-return structure by estimating the required rate of return

3.    FINESSE: Financial Evaluation & Strategic Empowerment

Boost Your Business Performance to Its Competitive Edge

To be competitive in this business world, you need the right tools and resources to increase your level of business performance. FINESSE has a proven methodolgy in evaluating your company's creditworthiness and strategic posture that can map out various strategies to be implemented into your business model. Through identification of your company's overall strengths and weaknesses, higher profitability, solvency, liquidity and efficiency performance can be achieved with relevant strategies. You also get to understand more about the management psychology of a business life cycle, and how each business strategies can potentially impact your company's financial structure.

Key Benefit

• Arrangement and planning of funding options (including presentation and roadshows) to financial institutions, government agencies and investors
• Identify and address weaknesses or limitations in your firm's financial structure in a timely manner
• Achieving and sustaining a good and sustainable business model geared towards higher bottomline
• Learn techniques to stay ahead of market competition through methodical and innovating planning strategies
• Understand and measure how various strategies impact financial performance, thus avoiding costly mistakes
• Channel resources that focus on greater financial performance

For more information on Credit Advisory Services, please contact Joyce at 6318 7911 or email to  joyce.ong@dnb.com.sg